What is the average new-car loan amount right now?

The average amount financed on a new vehicle hit a record $44,664 in the third quarter, according to Edmunds data reported by CBT News. The average monthly payment also set a record at $787, while the average rate held flat at 7%.

What share of new-car loans now run 84 months or longer?

Loans of 84 months or longer made up about one in four financed new-vehicle deals, a record 25.5%, up from 23.9% in the prior quarter and roughly one in five (21.8%) a year earlier.

What production issue did Ford disclose for the F-150?

Ford's own quarterly filing says F-150 output hit a short-term supplier problem in late September that was unrelated to aluminum. Ford says the impact stays inside its full-year adjusted profit guidance of $10 billion to $11 billion.

How did US new car sales and wholesale used car prices move in September?

ICIS reports US new car sales fell 3.5% from August and were down 3.6% from a year earlier. Separately, Auto Remarketing found wholesale used car prices dropped more than 3% in September.

Episode · Tuesday, October 6, 2026 · 3:51

Loan Terms Hit a Record, Trucks Hold the Line

The average new-car loan now runs forty four thousand six hundred and sixty four dollars, and the payment behind it just cleared seven hundred eighty seven, according to Edmunds data carried by CBT News. Terms past seven years now make up about one in four deals. Autoevolution and Ford's own quarterly filing cover the full-size truck fight, where Ford holds share with the least incentive money on the hood while Chevrolet and GMC outsell it combined. Auto Remarketing and ICIS add wholesale pricing and September retail numbers, and two new AI products built for dealers surface this week, one from CMe Automotive and one from IgniteUps. None of it changes what a payment sounds like at the desk on Monday, only how long it runs.