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Episode · Wednesday, October 14, 2026 · 3:49

Credit Loosens, Loan Terms Stretch Out

Credit access just reached an eleven-year high, CBT News reports, and the loan terms behind it are longer than dealers have seen before. That lands the same week wholesale values barely moved and Carfax counted tens of thousands of flood-damaged vehicles entering the used pipeline. The episode also covers a Volvo EV shortage running deep into twenty twenty-seven per Automotive News, Honda and Porsche telling Automotive Dive two different stories about where profit comes from next, and a Porsche franchise lawsuit that CBT News says exposes how much risk sits inside a standard dealer agreement. A UK group opens a new Geely store, Bentley opens its next apprenticeship round, and Auto Remarketing covers a new chief operating officer and a breast cancer campaign from two separate dealer groups. None of it tells you what to do with it.

In this episode

Questions from this episode

Why has credit access reached an eleven-year high?

Credit access has hit an eleven-year high because loan terms are stretching longer than at any point on record, which eases pressure on affordability by lowering the monthly payment, though it does not lower the price of the vehicle.

Why will Volvo dealers be short on the EX60 EV into 2027?

Volvo's EX60 production problems will keep U.S. dealers short on that EV deep into 2027, and no new production date has been given yet.

What is Porsche's new approach to profitability compared to Honda's strategy?

Porsche is leaning less on sales volume and wants gas models to carry more of its margin instead, while Honda plans 15 next-generation hybrids by 2030.

What does the Porsche franchise lawsuit center on?

The lawsuit against Porsche centers on requirements written into its franchise agreement, and the case turns on how much risk a dealer takes on simply by signing one.

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